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HomeMy WebLinkAbout626-10 Bond Counsel for Water/Sewer Refinancing RESOLUTION NO. 626-10 A RESOLUTION OF THE CITY COUNCIL OF THE ,CITY OF ZEPHYRHILLS, FLORIDA AUTHORIZING THE AMENDMENT OF THE INTEREST RATE ON THE CITY'S WATER AND SEWER REVENUE REFUNDING BOND, SERIES 2000; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF AN ALLONGE TO SUCH BOND TO EFFECT SUCH PURPOSE; MAKING SUCH DETERMINATIONS AS ARE REQUIRED TO AFFORD SUCH BOND, AS AMENDED, "BANK QUALIFIED" STATUS; AND PROVIDING FOR AN EFFECTIVE DATE. . BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF ZEPHYRHILL FLORIDA, as follows: SECTION 1. DEFINITIONS. The terms used in this Resolution shall have the respectiv meanings assigned to them in Resolution No. 301 adopted on February 28, 1992, as amended and supplemented from time to time, and as particularly supplemented by Resolution No. 487-00 adopted on September 11, 2000 (the "Authorizing Resolution"), unless the text hereof clears otherwise requires. SECTION 2. AUTHORITY FOR THIS RESOLUTION. This Resolution is adopte pursuant to the provisions of the Authorizing Resolution, Part II, Chapter 166, Florida Statute , as amended, and other applicable provisions of law. SECTION 3. FINDINGS. It is hereby found and determined that: A. The City Council of Zephyrhills, Florida(the "Issuer") had previously adopted th Authorizing Resolution which authorized the issuance of and delivery of the Issuer's Water an� Sewer Revenue Refunding Bond, Series 2000 (the "Bond") to provide funds for the purpose of refunding the Issuer's Water and Sewer Revenue Refunding Bonds, Series 1992. B.. The Bond was issued on September 18, 2000 in the aggregate principal amount of $3,948,000 to the Purchaser, and current holder of the Bond, SunTrust Bank(the "Bondholder"). C. The original interest rate on the Bond is 5.08% and the Bondholder has agreed t amend the interest rate on the Bond to a rate equal to 3.28% effective March 9, 2010. D. The Issuer and the Bondholder intend to execute and deliver Allonge No. 1 (th "Allonge") to be appended to.and which will modify and amend and become part of the Bond t effect such amendment of the interest rate on the Bond. E. The Issuer desires to make such determinations as are required to afford the Bon c, as amended, "bank qualified" status. SECTION 4. FORM OF THE ALLONGE. The Allonge is to be in substantially the form set forth in Exhibit A attached hereto, together with such non-material changes as shall be approved by the Mayor, such approval to be conclusively evidenced by the execution thereof by the Mayor. The Allonge shall be executed in the name of the Issuer with the manual or facsimil signature of the Mayor and the official seal of the Issuer shall be imprinted thereo , countersigned with the manual or facsimile signature of the President of the City Council an attested with the manual or facsimile signature of the Clerk. In case any one or more of th officers who shall have signed or sealed the Allonge or whose facsimile signature shall appear thereon shall cease to be such officer of the Issuer before the Allonge so signed and sealed ha been delivered, such Allonge may nevertheless be delivered as herein provided and may be issued as if the person who signed or sealed the Allonge had not ceased to hold such office. The Allonge may be signed and sealed on behalf of the Issuer by such person who at the actual tim of the execution of such Allonge shall hold the proper office of the Issuer, although, at the dat of the Allonge, such person may not have held such office or may not have been so authorize 4. The Issuer may adopt and use for such purposes the facsimile signatures of any such persons who shall have held such offices at any time after the date of the adoption of this Resolution, notwithstanding that either or both shall have ceased to hold such office at the time the Allonge shall actually be delivered. {25658/001/00417604.DOCv4} SECTION 5. BANK QUALIFIED. The Issuer hereby designates the Bond, as amended, as a "qualified tax-exempt obligation" within the meaning of Section 265(b) (3) of the Internal Revenue Code of 1986, as amended (the "Code"). The Issuer and any subordinate entities of the Issuer and any issuer of"tax-exempt" debt that issues "on behalf of' the Issuer do not reasonably expect during the calendar year 2010 to issue more than$30,000,000 of"tax-exempt" obligations including the Bond, as amended, exclusive of any private activity bonds as defined in Section 141(a) of the Code (other than qualified 501(c) (3) bonds as defined in Section 145 of the Code). [Remainder of page intentionally left blank] {25658/001/00417604.DOCv4} 2 SECTION 6. EFFECTIVE DATE. This Resolution shall become effective on Marc 9,2010 . RESOLVED in regular meeting on this 8th day of March, A.D., 2010. J I WILKESON, City Council President ATTEST: LINDA D, B AN, City_Clerk W. CLIF C OF ,Mayor {25658/001/00417604.DOCv4} 3 EXHIBIT A ALLONGE NO. 1 This Allonge No. 1, dated as of March 9, 2010, is to be attached to and is part of the Cit of Zephyrhills, Florida Water and Sewer Revenue Refunding Bond, Series 2000 dated Septembe 18, 2000, consisting of one Bond in the original principal amount of$3,948,000, payable to the • order of SunTrust Bank,and maturing June 1,2015 (the "Bond"). Effective as of the date hereof,the interest rate on the Bond is 3.28%. CITY OF ZEPHYRHILLS,FLORIDA (SEAL) By: W. Cliff McDuffie, Mayor COUNTERSIGNED: Jodi Wilkeson, President of the City Council ATTESTED: Linda.D. Boan, City Clerk SunTrust Bank, the registered owner of the Bond, hereby understands, acknowledges an consents to the foregoing. SUNTRUST BANK By: Name: Adam L. Horn Title: Vice President i / {25658/001/00417662.DOCv4} I . i ALLONGE NO. 1 TO CITY OF ZEPHYRHILLS, FLORIDA WATER AND SEWER REVENUE REFUNDING BOND, SERIES 2000. MARCH 9, 2010 ALLONGE NO.1 TO CITY OF ZEPHYRHILLS,FLORIDA WATER AND SEWER REVENUE REFUNDING BOND, SERIES 2000 CLOSING DOCUMENTS LIST I 1. Allonge Opinion 2. Resolution No..301 adopted by the City Council on February 28, 1992 3. Resolution No.487-00 adopted by the City Council on September.11,2000 4. Resolution No. 626-10 adopted by the City Council on March 8,2010 5. (a) Specimen Bond (b) Specimen Allonge No. 1 6. Tax Certificate 7. IRS 8038-G Form 8. Final Numbers 9. Disbursements and Charges Summary Distribution List: (2) City of Zephyrhills,Florida (1) Bryant Miller Olive P.A. (1) SunTrust Bank I I . March 9, 2010 SunTrust Bank Tampa,Florida Re:. AAAllonge No.1 to City of Zephyrhills,Florida Water and Sewer Revenue Refunding Bond,Series 2000 Ladies and Gentlemen: We have acted as Bond Counsel to the City of Zephyrhills, Florida (the "Issuer") in connection with the issuance of the above-referenced Bond (the "Bond"), including the execution and delivery of Allonge No. 1 to be attached thereto and to be made a part thereof ("Allonge No. 1"). The delivery of this opinion to the addressee above does not create an attorney-client relationship. As to questions of fact material to our opinion, we have relied upon representations of • the Issuer contained in Resolution No. 301 adopted on February 28, 1992, as amended and supplemented from time to time, and as particularly supplemented by Resolution No. 487-00 • adopted on September 11, 2000 (the "Authorizing Resolution"), and a Resolution adopted on March 8, 2010 approving the execution of Allonge No. 1, the certified proceedings and other certifications furnished to us by or on behalf of the Issuer without undertaking to verify the same by independent investigation. Jr addition, the opinions set forth below are subject to the same limitations, reliance, assumptions and caveats as are set forth in our approving opinion dated September 18,2000 relating to the Bond. Based on our examination, we are of the opinion, as of the date hereof and under existing law, as follows: 1. The Bond, including Allonge No. 1, is a valid and binding limited obligation of the Issuer enforceable in accordance with its terms, payable solely from the Pledged Revenues in the manner and to the extent provided in the Authorizing Resolution. 2. The execution and delivery of Allonge No. 1 will not in and of itself adversely affect the exclusion of. the interest on the Bond,from gross income for federal income tax purposes. SunTrust Bank March 9,2010 Page 2 Our opinions expressed herein are predicated upon present law, facts and circumstances, and we assume no affirmative obligation to update the opinions expressed herein if such laws,facts or circumstances change after the date hereof. Very truly yours, BRYANT MILLER OLIVE P.A. I } Form 8038-G Information Return for Tax-Exempt Governmental Obligations ► Under Internal Revenue Code section 149(e) OMB No.1545-072 (Rev. November 2000) ► See separate Instructions. Department of the Treasury • Caution:If the issue price is under$100,000, use Form 8038-GC. Internal Revenue Service Reporting Authority If Amended Return, check here ► ❑ 1 Issuer's name 2 Issuer's employer identification numb r City of Zephyrhills,Florida 59 ; 6000455 3 Number and street(or P.O. box if mail is not delivered to street address) Room/suite 4 Report number 5335 Eighth Street 3 1 5 City,town, or post office,state, and ZIP code 6 Date of issue Zephyrhills,Florida 33540 7 Name of issue $2,084,000 City of Zephyrhills,Florida Water and Sewer Revenue 8 CUSIP number Refunding Bonds,Series 2000 N/A 9 Name and title of officer or legal representative whom the IRS may call for more information 10 Telephone number of officer or legal represents ve Steven F.Spina,City Manager ( 813 )780-0011 Type of Issue (check applicable box(es) and enter the issue price) See instructions and attach schedule 11 ❑ Education . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 12 ❑ Health and hospital . . . . . . . . . . . . . . . . . . . . . . . . 12 13 ❑ Transportation . . . . . . . . . . . . . . . . . . . . . . . . . . 13 14 ❑ Public safety. . . . . . . . . . . . . . . . . . . . . . . . . . 14 15 ❑ Environment(including sewage bonds) . . . . . . . . . . . . . . . . . . 15 16 ❑ Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16 17 ❑✓ Utilities . . . . . . . . . . . . . . . . . . . . . . . . . . 17 2,084,000.1 0 18 ❑ Other. Describe ► 18 19 If obligations are TANS or RANs, check box nstallment► ❑ If obligations are BANS, check box ► ❑ 20 If obli ations are in the form of a lease or i sale, check box ► ❑ Description of Obligations. Complete for the entire issue for which this form is being filed. (a)Final maturity date (b)Issue price (c)Stated redemption (d)Weighted (e)Yield price at maturity average maturity 21 06/01/2015 $ 2,084,000.00 $ 2,084,000.00 2.8804 years 3.2812 M.ifliiiva Uses of Proceeds of Bond Issue (including underwriters' discount) 22 Proceeds used for accrued interest . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . . . . . . . .. 22 0.1 0 23 Issue price of entire issue (enter amount from line 21, column (b)) . . . . . 23 2,084,000.1 0 24 Proceeds used for bond issuance costs (including underwriters'discount) . 24 A4,000.00 25 Proceeds used for credit enhancement . . . . . . . . . . . 25 26 Proceeds allocated to reasonably required reserve or replacement fund . . 26 27 Proceeds used to currently refund prior issues . . . . . . . . . 27 2,0 28 Proceeds used to advance refund prior issues . . . . . . . . 28 29 Total (add lines 24 through 28) . . . . . . . . . . . . . . . . . . 2,084,000. 0 30 Nonrefundin roceeds of the issue (subtract line 29 from line.23 and enter amount here Description of Refunded Bonds (Complete this part only for refunding bonds.) 31 Enter the remaining weighted average maturity of the bonds to be currently refunded . . . ► 2.8804 ye rs 32 Enter the remaining weighted average maturity of the bonds to be advance refunded . . . ► ye rs 33 Enter the last date on which the refunded bonds will be called . . . . . . . . . . . ► 34 Enter the date(s) the refunded bonds were issued ► March 17,2000 Miscellaneous 35 Enter the amount of the state volume cap allocated to the issue under section 141(b)(5) . . . 35 36a Enter the amount of gross proceeds invested or to be invested in a guaranteed investment contract(see instructions) L36a b Enter the final maturity date of the guaranteed investment contract ► 37 Pooled financings: a Proceeds of this issue that are to be used to make loans to other governmental units I 37a b If this issue is a loan made from the proceeds of another tax-exempt issue, check box ► ❑ and enter the name of he issuer ► and the date of the issue ► 38 If the issuer has designated the issue under section 265(b)(3)(B)(i)(IIl) (small issuer exception), check box ► 39 If the issuer has elected to pay a penalty in lieu of arbitrage rebate, check box . . . . . . . . . . . . ► 40 If the issuer has identified a hedge, check box ► Li Under penalties of perjury.I declare that I have examined this return and accompanying schedules and statements,and to the best of my knowle ge and belief,they are true,correct,and complete. Sign Here March 9,2010 Steven F.Spina,City Manager ' Signature of issuer's authorized representative Date 'Type or print name and title For Paperwork Reduction Act Notice, see page 2 of the Instructions. cat.No.63773S Form 8038-G (Rev.11-2000) $2,084,000 City of Zephyrhills,Florida Water and Sewer Revenue Refunding Bond, Series 2000 REISSUANCE ON MARCH 9,2010 TAX CERTIFICATE AS TO ARBITRAGE AND THE PROVISIONS OF SECTIONS 141-150 OF THE INTERNAL REVENUE CODE OF 1986,AS AMENDED In connection with the reissuance by the City of Zephyrhills, Florida (the "City") of its Water and Sewer Revenue Refunding Bond, Series:2000, outstanding in the aggregate principal amount of $2,084,000 (the "Series 2000 Bond") and pursuant to Section 1.148-2(b)(2) of the Income Tax Regulations (the "Regulations"), the City makes and enters into the following Tax .Certificate as to Arbitrage and the Provisions of Sections 141-150 of the Internal Revenue Code of 1986, as amended (the"Code"): 1. The Series 2000 Bond was issued pursuant to the Constitution and laws of the State of Florida,including particularly Chapter 166,Part II,Florida Statutes, and pursuant to the terms of Resolution No. 301, adopted by the City Council of the City (the "Council") on February 28, 1992, as amended and supplemented from time to time, and as particularly supplemented by Resolution No. 487-00 adopted by the City Council of the City on September 11, 2000 (collectively, the "Resolution"). The City' and SunTrust Bank, the original purchaser and current holder of the Series 2000 Bond (the "Bank") have agreed to reduce the interest rate. on the Series 2000 Bond from 5.08% to 3.28%. Resolution No. 626-10, adopted by the City Council on March 8, 2010 (the "2010 Resolution"), authorizes the execution and delivery of Allonge No. 1 reflecting the reduction of the interest rate. Such change in the interest rate constitutes a significant modification to the Series 2000 Bond within the meaning of Section 1.1001-3(e) of the Regulations. As a result, the Series 2000 Bond is deemed reissued on the date hereof for federal income tax purposes, including, in particular,for purposes of Section 103 and Sections 141 through 150 of the Code. For purposes of this Certificate, the reissued Series 2000 Bond is hereinafter referred to as the "Bond," and any further references to the Series 2000 Bond shall refer to the Series 2000 Bond as originally issued on September 18, 2000. Unless otherwise specifically defined, all capitalized terms used in this Certificate shall have the same meanings as those set forth in the Resolution or in the Regulations. 2. The Series 2000 Bond was issued to currently refund the City's Water and Sewer Revenue Refunding Bonds, Series 1992 (the "Series 1992 Bonds"). The Series 1992 Bonds were issued for,the purpose of advance refunding the outstanding principal amount of the City's Water and Sewer Revenue Refunding and Improvement Bonds, Series 1986 (the "Series 1986 Bonds"). A portion of the Series 1986 Bonds (the"1986 New Money Portion") was issued for the purpose of financing improvements to the City's water and sewer system (the "1986 Project"). {25658/001/00418613.DOCv3} 1 The remaining portion of the Series 1986 Bonds was issued to currently refund two outstanding promissory notes of the City (collectively, the "Prior Notes") which had been issued for the purpose of financing improvements to the water and sewer system(the "Original Project"). The 1986 Project and the Original Project are hereinafter collectively referred to as the "Refinanced Projects." 3. The City does not expect to sell or otherwise dispose of any property comprising a part of the Refinanced Projects prior to the final maturity date of the Bond, except such minor parts "or portions thereof as may be disposed of due to normal wear, obsolescence, or depreciation in the ordinary course of business. 4. As of the date of issuance of the Series 1986 Bonds, the City reasonably expected that at least 85% of the spendable proceeds of the 1986 New Money Portion would be expended within 3 years of the date that the Series 1986 Bonds were issued. In addition, not more than 50% of the proceeds of the 1986 New Money Portion were invested in obligations having a substantially guaranteed yield for a period of 4 years or more. As of the respective dates of issuance of the Prior Notes, the City reasonably expected that at least 85% of the spendable proceeds of the Prior Notes would be expended within 3 years of the date that such Prior Notes were issued. In addition,not more than 50%of the proceeds of the Prior Notes were invested in obligations having a substantially guaranteed yield for a period of 4 years or more. 5. There are no funds or accounts established pursuant to the Resolution or otherwise, other than the Sinking Fund, which are.reasonably expected to be used to pay debt service on the Bond, or which are pledged as collateral for the Bond (or subject to a negative pledge) and for which there is a reasonable assurance on the part of the Bank that amounts therein will be available to pay debt service on. the Bond if the City encounters financial difficulties. 6. The- Sinking Fund will be used primarily to achieve a proper matching of Pledged Revenues and debt service on the Bond within each bond year and amounts deposited thereto will be depleted at least once a year except for any carryover amount which will not in the aggregate exceed the greater of(A)the earnings on such fund for the immediately preceding bond year, or (B) one-twelfth of the debt service on the Bond for the immediately preceding bond year. 7. As of the date hereof, there are no unspent proceeds of the Series 2000 Bond, the Series 1992 Bonds,the.Series 1986 Bonds, or the Prior Notes. 8. The following represents the expectations of the City with respect to the investment of funds on deposit in the aforementioned funds and accounts: (a) All amounts on deposit in the Sinking Fund may be invested at an unrestricted yield for a period of thirteen months from the date of deposit of such {25658/001/00418613.DOCv3} 2 amounts to such Fund. Investment earnings with respect to amounts on deposit in the Sinking Fund which are retained therein may be reinvested at an unrestricted yield for a period of thirteen months from the date of receipt of the amount earned. It is expected that all such investment earnings, if any, will be used within thirteen months of their receipt to pay principal or interest on the Bond. (b) Amounts described in this subparagraph (a) that may not be invested at an unrestricted yield shall be invested at a yield not in excess of 3.281224 or be invested in tax-exempt obligations under Section 103(a) of the Code the interest on which is not an item of preference within the meaning of Section 57(a)(5) of the Code. 9. For purposes of this Certificate, "yield" means that yield which when used in computing the present worth of all payments of principal and interest to be paid on an obligation produces an amount equal to the purchase price of such obligation. The yield on obligations acquired with the proceeds derived from the sale of the Bond and from amounts deposited in the Sinking Fund and the yield on the Bond shall be calculated by the.use of the same frequency interval of compounding interest. In the case of the Bond, the purchase price is $2,084,000, which is the outstanding principal amount of the Bond on the date hereof. The interest rate on the Bond was arrived at as a result of an arms length negotiation between the City and the Bank. The Bank has certified that it is not acting as a broker or other intermediary for the purpose of reselling the Bond to other investors. See Exhibit A attached hereto. Any investments acquired with amounts that may not be invested at an unrestricted yield pursuant • to Paragraph 8 above shall be purchased at prevailing market prices and shall be limited to • I securities for which there is an established market, shall be United States Treasury Obligations- State and Local Government Series, or shall be tax-exempt obligations under 103(a) of the Code the interest on which is not an item of tax preference within the meaning of Section 57(a) (5) of the Code. In accordance with such meaning of the term "yield", the yield on the Bond has been determined to be not less than 3.281224. 10. The weighted average maturity of the Bond does not exceed 120 percent of the reasonably expected remaining economic life of the assets comprising the Refinanced Projects (within the meaning of Section 147(b) of the Code). 11. No action which overburdens the tax-exempt bond market (within the meaning of Section 1.148-10(a) of the Regulations) has been or is expected to be taken in connection with the Bond. In particular, no portion of the Bond has been issued earlier, or allowed to remain outstanding longer, than is otherwise reasonably necessary to accomplish the governmental purposes of the Bond. Furthermore, each action taken or expected to be taken in connection with the Bond would reasonably be taken if the interest on the Bond were not excluded from gross income for federal income tax purposes (assuming that the hypothetical taxable interest rates would be the same as the actual tax-exempt rates on the Bond). {25658/001/00418613.DOCv3} 3 12. There are no other obligations of the City that (A) are being sold at substantially the same time as the Bond (within 15 days), (B) are being sold pursuant to a common plan of financing together with the Bond, and (C) will be paid out of substantially the same source of funds (or will have substantially the same claim to be paid out of substantially the same source of funds) as the Bond. 13. The City is not aware of any facts or circumstances that would cause it to question the accuracy of the representations made by the Bank in the letter attached as Exhibit A hereto. 14. The City has covenanted that so long as the Bond remains outstanding, the moneys on deposit in any fund or account maintained in connection with the Bond will not be used in any manner that would cause the Bond to be "arbitrage bonds" within the meaning of Section 148 of the Code and the Regulations. Accordingly, the City shall comply with the guidelines and instructions in the Arbitrage Letter of Instructions from Bond Counsel, dated the date hereof,by which the City shall,except as otherwise provided in such,Letter of Instructions, pay or cause,to be paid to the United States an amount equal to the sum of (i) the excess of the aggregate amount earned from the investment of"Gross Proceeds" of the Bond from the date of issue over the amount that would have been earned if such amounts had been invested at a yield equal to the yield on the Bond, plus (ii) the income or earnings attributable to the excess amount described in(i). See Exhibit B attached hereto. 15. The City will not take any action which would cause the Bond to.be "private activity bonds" within the meaning of Section 141 of the Code. The City will not'permit any person other than a governmental unit or as a member of the general public (a "Nonexempt Person") to use, through sale, lease, management contract, or similar agreement, portions of the Refinanced Projects which, in the aggregate exceed 10 percent of the Refinanced Projects (based upon the cost of such portions of the Refinanced Projects). The percentage limitation described in the preceding sentence shall be reduced to 5 percent if the private use of the Refinanced Projects is not related to any governmental use or is disproportionate'to governmental use, all as described in Section 141(b)(3) of the Code. 16. The City acknowledges that in determining whether all or any portion of the Refinanced Projects is used, directly or indirectly, in the trade or business of a Nonexempt Person for purposes of Paragraph 15 above, use of any portion of the Refinanced Projects by a Nonexempt Person pursuant to a lease, management contract, service contract or other arrangement must be examined. The City represents that all management and service contracts with persons who are not employees of the City for use of any portion of the Refinanced Projects will comply with the guidelines set forth:in IRS Revenue Procedure 97-13. The City represents that all future management and service contracts that it may enter into with respect to the Refinanced Projects will comply with the provisions of Revenue Procedure 97-13 or any subsequently promulgated revenue procedure or regulations of the Internal Revenue Service, unless the City receives an opinion from Bond Counsel that such contract will not adversely {25658/001/00418613.DOCv3} � 4 impact the exclusion of interest on the Bond from gross income for purposes of federal income taxation. 17. The City represents that the Refinanced Projects have been owned and operated in a manner which complies with the requirements set forth in Paragraph 15 above from the dates that the Refinanced Projects were placed in service until the date hereof. The City reasonably expects that the Refinanced Projects will be owned and operated throughout the term of the Bond in a manner which complies with the requirements set forth in Paragraph 15 above. The City will not change the ownership or use of all or any portion of the Refinanced Projects in a manner that fails to comply with Paragraph 15 above, unless the it receives an opinion of Bond Counsel that such change of,ownership or use will not adversely affect the exclusion of interest on the Bond from gross income for federal income tax purposes. 18. None of the proceeds of the Bond will be used (directly or indirectly) to make or finance loans to persons other than governmental units. 19. The payment of the principal of and interest on the Bond is not and will not be guaranteed directly or indirectly by the federal government within the meaning of Section 149(b) of the Code. 20. This Certificate is, in part, to serve as a guideline in implementing the requirements of Sections 141 to 150 of the Code. ' If regulations, rulings, announcements and notices validly promulgated under the Code contain requirements which differ from those outlined here which must be satisfied for the Bond to be tax-exempt or in order to avoid the imposition of penalties under Section 148 of the Code, pursuant to the covenants contained in the Resolution, the City is obligated to take such steps as are necessary to comply with such requirements. If under those pronouncements, compliance with any of the requirements of this Certificate is not necessary to maintain the exclusion of interest on the Bond from gross income and alternative minimum taxable income (except to the extent of certain adjustments applicable to corporations) or to avoid the imposition of penalties under Section 148 of the Code, the City shall not be obligated to comply with that requirement. The City has been advised to seek the advice of competent counsel with a nationally; recognized- expertise- in matters affecting exclusion of interest on municipal bonds from gross income in fulfilling its obligations under the Code to take all steps as are necessary to maintain the tax-exempt status of the Bond. [Remainder of page intentionally left blank] {25658/001/00418613.DOCv3} 5 21. To the best,of our knowledge, information and belief, the factual expectations set forth in this Certificate are reasonable. IN WITNESS WHEREOF,I have hereunto set our hands this 9th day of March,2010. CITY OF ZEPHYRHILLS,FLORIDA By: Its: Mayo Its: resident of City Council By: Its: City Manager I {25658/001/00418613.DOCv3} 6 1 EXHIBIT A March 9,2010 Mayor and City Council City of Zephyrhills,Florida Re: City of Zephyrhills, Florida Water and Sewer Revenue Refunding Bond,Series 2000 Ladies and Gentlemen: The undersigned, as the original purchaser, and current holder of the above-referenced Series 2000 Bond (the "Bank"), hereby represents that in connection with the change in the interest rate on the Series 2000 Bond that the Bank is not acting as a broker or other intermediary for the purpose of reselling the Series 2000 Bond to other investors. SUNTRUST BANK By: Name: Adam L.Horn Title: Vice President {25658/001/00418613.DOCv3} Exhibit A- i EXHIBIT B March 9, 2010 Mayor and City Council City of Zephyrhills,Florida Re: Arbitrage Letter of Instructions Ladies and Gentlemen: This letter instructs you as to certain requirements of Section 148 of the Internal Revenue Code of 1986, as amended (the "Code"), with respect to the City of Zephyrhills, Florida, Revenue Refunding Bond,Series 2000 (the "Series 2000 Bond")being reissued for federal income tax purposes on the date hereof. Capitalized terms used in this letter, not otherwise defined herein, shall have the same meanings as set forth in your Tax Certificate as to Arbitrage and the Provisions of Sections 141-150 of the Internal Revenue Code of 1986, as amended (the "Tax Certificate").executed on the date hereof. This letter is intended to provide you with general guidance regarding compliance with Section 148(f) of the Code. Because the requirements of the Code are subject to amplification and clarification, you should seek supplements to this letter from time to time to reflect any additional or different requirements of the Code. In particular, you should be aware that regulations implementing the rebate requirements of Section 148(f) (the "Regulations") have been issued by the United States Treasury Department. This complex set of regulations will,by necessity, be subject to continuing interpretation and clarification through future rulings or other announcements of the United States Treasury Department. You should seek further advice of Bond Counsel as to the effect of any such future interpretations before the computation and payment of any arbitrage rebate. For the purposes of this Letter, (i) any instructions relating to a fund or account shall be deemed to apply only to the portion of such fund or account allocable to the Series 2000 Bond and(ii) any reference to"the date hereof"shall be deemed to mean March 9,2010. Section 1. Tax.Covenants. Pursuant to the Resolution(as defined in,the Tax Certificate), the City has made certain covenants designed to assure that interest with respect to the Series 2000 Bond is and shall remain excluded from gross income for federal income tax purposes. The City has agreed, and by this Letter does hereby covenant, that it will not directly or indirectly use or permit the use of any proceeds of the Series 2000 Bond or any other funds or {25658/001/00418613.DOCv3} Exhibit B-1 take or omit to take any action that would cause the Series 2000 Bond to be "arbitrage bonds" within the meaning of Section 148 of the Code and that would cause interest on the Series 2000 Bond to be included in gross income for federal income tax purposes under the provisions of the Code. You have further agreed by this letter to comply with all other requirements as shall be determined by Bond Counsel (as hereinafter defined) to be necessary or appropriate to assure that interest on the Series 2000 Bond will be excluded from gross income for federal income tax purposes. To that end, the City will-comply with all requirements of Section 148 of the Code to the extent applicable to the Series 2000 Bond. In the event that at any time the City is of the opinion that for purposes.of this Section 1 it is necessary to restrict or to limit the yield on the investment of any moneys held by the City, the City shall take such action.as may be necessary. Section 2. Definitions. Unless the context otherwise requires, in addition to the use of the terms defined in the Tax Certificate, the following capitalized terms have the following meanings: "Bond Counsel" shall mean Bryant Miller'Olive P.A., or other nationally recognized bond°counsel. "Bond Year" shall mean the one year period that ends at the close of business on the day in the calendar year that is selected by the City. The first and last bond years may be short periods. "Bond Yield" shall mean that discount rate that, when used in computing the present value on the Delivery Date of all unconditionally payable payments of principal, interest and retirement price paid and to be paid on the Series 2000 Bond, produces an amount equal to the present value on the Delivery Date,using the same discount rate, of the aggregate Issue Price of the Series 2000 Bond. Yield is computed under the Economic Accrual Method using any consistently applied compounding interval of not more than one year. Short first and last compounding intervals may be used. Other reasonable, standard financial conventions, such as the 30 days per month/360 days per year convention, may be used in computing yield but must be consistently applied. The yield on the Series 2000 Bond, computed by SunTrust Bank in this manner,is 3.281224. "Code" shall mean the Internal Revenue Code of 1986, as amended, and the applicable Treasury Regulations promulgated thereunder. "Computation Date" shall mean any date selected by the City as a computation date pursuant to Section 1.148-3(e) of the Regulations, and the Final Computation Date. "Computation Credit Amount" means an amount, as of each Computation Credit Date, equal to$1,000 or such other amount specified by Section 1.148-3(d)(1)(iv) of the Regulations. {25658/001/00418613.DOCv3} Exhibit B-2 "Computation Credit Date"means the last day of each Bond Year during which there are amounts allocated to Gross Proceeds of the Series 2000 Bond that are subject to the rebate requirement of Section 148(f) of the Code,and the Final Computation Date. "Delivery Date"shall mean March 9,2010. "Economic Accrual Method" shall mean the method of computing yield that is based on the compounding of interest at the end of each, compounding period (also known as the constant interest method or the actuarial method). "Final Computation Date" shall mean the date that the last bond that is part of the Series 2000 Bond is discharged. "Gross Proceeds" shall mean with respect to the Series 2000 Bond, any proceeds of the Series 2000'Bond and any funds (other than the proceeds of the Series 2000 Bond) that are a part of a reserve or replacement fund for the issue, which amounts include amounts which are (A) actually or constructively received by the City from the sale of the Series 2000 Bond (other than amounts used to pay Accrued Interest on the Series 2000 Bond as set forth in the Tax Certificate);. (B) treated as transferred proceeds' (as defined in Section 1.148-9(b) of the Regulations); (C) treated as Replacement Proceeds under Section 1.148-1(c) of the Regulations; (D) invested in a reasonably required reserve or replacement fund (as defined in Section 1.148- 2(f) of the Regulations); (E) pledged by the City as, security for payment of debt service on the Series 2000 Bond; (F) received with respect to obligations acquired with proceeds of the Series 2000 Bond; (G) used to pay debt service on the Series 2000 Bond; and (H) otherwise received as a result of investing any proceeds of the Series 2000 Bond. The determination of whether an amount is included within this definition shall be made without regard to whether the amount is credited to any fund or account established under the Resolution or (except in the case of an amount described in(E) above)whether the amount is subject to the pledge of such instrument. "Guaranteed Investment Contract" means any Nonpurpose Investment that has specifically negotiated withdrawal or reinvestment provisions and a specifically negotiated interest rate, and also includes any agreement to supply investments on two or more future dates(e.g.,a forward supply contract). "Installment Payment Date" shall mean a Computation Date that is not later than 5 years after the Delivery Date and subsequent Computation Dates which occur no later than 5 years after the immediately preceding Installment Payment Date. "Investment Property" shall mean any security or obligation, any annuity contract or other investment-type property within the meaning of Section 148(b)(2) of the Code. The term Investment Property shall not include any obligation the interest on which is excluded from gross income (other than a Specified Private Activity Bond within the meaning of Section 57(a)(5)(C) of the Code) and shall not include an obligation that is a one-day certificate of {25658/001/00418613.DOCv3} Exhibit B-3 indebtedness issued by the United States Treasury, pursuant to the Demand Deposit State and Local Government Series Program described in 31 CFR,part 344. "Issue Price"shall mean$2,084,000. "Issue Yield" shall mean the Bond Yield unless the Series 2000 Bond is described in Section 1.148-4(b)(3) or (4) of the Regulations, in which case, the Issue Yield shall be the Bond Yield as recomputed in accordance with such provisions of the Regulations. "Nonpurpose Investment" shall mean any Investment Property in which Gross Proceeds are invested, other than any Purpose Investment as defined in Section 1.148-1(b) of the Regulations. For purposes of this Letter, Investment Property acquired with revenues on deposit in the.Sinking Fund to be used to pay debt service on the Series 2000 Bond within 13 months of the date of deposit therein shall be disregarded. "Nonpurpose Payment" shall, with respect to a Nonpurpose Investment allocated to the Series 2000 Bond, include the following: (1) the amount actually or constructively'paid to acquire the Nonpurpose Investment;.(2) the Value of an investment not acquired with Gross Proceeds on the date such investment is allocated to the Series 2000 Bond, and (3) any payment of Rebatable Arbitrage to the United States Government not later than the date such amount was required to be paid. In addition, the Computation Credit Amount shall be treated as a Nonpurpose Payment with respect to the Series 2000 Bond on each Computation Credit Date. "Nonpurpose Receipt" shall mean any receipt or payment with respect to a Nonpurpose Investment allocated;to the Series 2000 Bond. For this purpose the term "receipt" means any amount actually or constructively received with; respect to the investment. In the event a Nonpurpose Investment ceases to be allocated to the Series 2000 Bond other than by reason of a sale or retirement, such Nonpurpose Investment shall be treated as if sold on the date of such cessation for its Value. In addition, the Value of each Nonpurpose Investment at the close of business on each Computation Date shall be taken into account as a Nonpurpose Receipt as of such date, and each refund of Rebatable Arbitrage pursuant to Section 1.148-3(i) of the Regulations shall be treated as a Nonpurpose Receipt. "Rebatable Arbitrage" shall mean as of any Computation Date the excess of the future value of all Nonpurpose Receipts with respect to the Series 2000 Bond over the future value of all Nonpurpose Payments with respect to the Series 2000 Bond. The future value of a Nonpurpose Payment or a Nonpurpose Receipt as of any Computation Date is determined using the Economic Accrual Method and equals the value of that payment or receipt when it is paid or received (or treated as paid or received), plus interest assumed to be earned and compounded over the period at a rate equal to the Issue Yield, using the same compounding interval and financial conventions used in computing that yield. {25658/001/00418613.DOCv3} Exhibit B-4 I i "Retirement Price" shall mean, with respect to a bond, the amount paid in connection • with the retirement or redemption of the bond. "Value" means value as determined under Section 1.148-5(d) of the Regulations for investments. Section 3. Rebate Requirement. (a) Pursuant to,this Letter there shall be established a fund separate from any other fund established and maintained under the Resolution designated the Rebate Fund (the "Rebate Fund"). The City shall administer or cause to be administered the Rebate Fund and invest any amounts held therein in Nonpurpose Investments. Amounts deposited pursuant to the instructions contained in this letter shall not be transferred from the Rebate Fund except as provided in this Section 3. (b) Except as otherwise provided in Appendix I hereto, the City specifically covenants that it will pay or cause to be paid to the United States Government the following amounts: (1) No later than 60 days after each Installment Payment Date, an amount which, when added to the future value of all previous rebate payments made with respect to the Series 2000 Bond, equals at least 90 percent of the Rebatable Arbitrage calculated as of each such Installment Payment Date;and (2) No later than 60 days after the Final Computation Date, an • amount which, when added to the future value of all previous rebate payments made with respect to the Series 2000 Bond, equals 100 percent of the Rebatable Arbitrage as of the Final Computation Date. (c) Any payment of Rebatable:Arbitrage made within the 60-day period described in Section 3(b)(1) and (2) above may be treated as paid on the Installment Payment Date or Final computation date to which it relates. • (d) On or before 55 days following each Installment Payment Date and the Final Computation Date, the.City shall determine the amount of Rebatable Arbitrage to be paid to the United States Government as required by Section 3(b) of this Letter. Upon making this determination,the City shall take the following actions: • (1) If the amount of Rebatable Arbitrage is calculated to be positive, deposit the required amount of Rebatable Arbitrage to the Rebate Fund;• {25658/001/00418613.DOCv3} Exhibit B-5 (2) If the amount of Rebatable Arbitrage is calculated to be negative and money is being held in the Rebate Fund, transfer from the Rebate Fund the amount on deposit in such fund; and (3) On or before 60 days following the Installment Payment Date or Final Computation Date, pay the amount described in Section 3(b) of this Letter to the United States Government at the Internal Revenue Service Center, Ogden, Utah 84201. Payment shall be accompanied by Form 8038-T. A rebate payment is paid when it is filed with the Internal Revenue Service at the above location. (e) The City shall keep proper books of record and,accounts containing complete and correct entries of all transactions relating to the receipt, investment, disbursement, allocation and application of the money related to the Series 2000 Bond, including money derived from, pledged to, or to be used to make payments on the Series 2000 Bond. Such records shall specify the account or fund to which each investment(or portion thereof) held by the City is to be allocated and shall set forth, in the case of each investment security, (a) its purchase price; (b) nominal rate of interest; (c) the amount of accrued interest purchased (included in the purchase price); (d) the par or face amount; (e) maturity date; (f) the amount of original issue discount or premium (if any); (g) the type of Investment Property; (h) the frequency of periodic payments; (i) the period of compounding; (j) the yield to maturity; (k) date of disposition; (1) amount realized on disposition (including accrued interest); and (m) market price data sufficient to establish the fair market value of any Nonpurpose investment as of any Computation Date, and as of the date such Nonpurpose Investment becomes allocable to, or ceases to be allocable to, Gross Proceeds of the Series 2000 Bond. Section 4. Prohibited Investments and Dispositions. (a) No Investment Property shall be acquired with Gross Proceeds for an amount (including transaction costs) in excess of the fair market value of such Investment Property. No Investment Property shall be sold or otherwise disposed of for an amount (including transaction costs) less than the fair market value of the Investment Property. (b) For purposes of subsection 4(a), the fair market value of any Investment Property for which there is an established market shall be determined as provided in subsection 4(c). Except as otherwise provided in subsections 4(e) and (f), any market especially established to provide Investment Property to an issuer of governmental obligations shall not be treated as an established market. (c) The fair market value of any Investment Property for which there is an established market is the price at which a willing buyer would purchase the investment {25658/001/00418613.DOCv3} Exhibit B-6 from a willing seller in a bona fide, arm's-length transaction. Fair market value is generally determined on the date on which a contract to purchase or sell the Investment Property becomes binding (i.e., the trade date rather than the settlement date). If a United States Treasury obligation is acquired directly from or disposed of directly to the United States Treasury, such acquisition or disposition shall be treated as establishing a market for the obligation and as establishing the fair market value of the obligation. (d) Except to the extent provided in subsections (e) and (f), any Investment Property for which there is not an established market shall be rebuttably presumed to be acquired or disposed of for a price that is not equal to its fair market value. (e) In the case of a certificate of deposit that has a fixed interest rate, a fixed payment schedule, and a substantial penalty for early withdrawal, the purchase price of such a certificate of deposit is treated as its fair market value on its purchase date if the yield on the certificate of deposit is not less than (1) the yield on reasonably comparable direct obligations of the United States; and (2) the highest yield that is published or posted by the provider. to be currently available from the provider on reasonably comparable certificates of deposit offered to the public. (f) The purchase price of a Guaranteed Investment Contract is treated as its fair market value on the purchase date if the City complies with the competitive bidding procedures set forth in Section 1.148-5(d)(6)(iii) of the Regulations. Section 5. Accounting for Gross Proceeds. In order to perform the calculations required by the Code and the Regulations, it is necessary to track the investment and expenditure of all Gross Proceeds. To that end,the City must adopt a reasonable and consistently applied method of accounting for all Gross Proceeds. Section 6. Administrative Costs of Investments. (a) Except as otherwise provided in this Section, an allocation of Gross Proceeds of the Series 2000 Bond to a payment or receipt on a Nonpurpose Investment is not adjusted to take into account any costs or expenses paid, directly or indirectly, to purchase, carry, sell or retire the Nonpurpose Investment (administrative costs). Thus, administrative costs generally do not increase the payments for, or reduce the receipts from,Nonpurpose Investments. (b) In determining payments and receipts on Nonpurpose Investments, Qualified Administrative Costs are taken into account by increasing payments for, or reducing the receipts from, the Nonpurpose Investments. Qualified Administrative Costs are reasonable, direct administrative costs, other than carrying costs, such as separately stated brokerage or selling commissions, but not legal and accounting fees, {25658/001/00418613.DOCv3} Exhibit B-7 recordkeeping, custody, and similar costs. General overhead costs and similar indirect costs of the City such as employee salaries and office expenses and costs associated with computing Rebatable Arbitrage are not Qualified Administrative Costs (c) Qualified Administrative Costs include all reasonable administrative costs, without regard to the limitation on indirect costs stated in subsection (b) above, incurred by: (i) A publicly offered regulated investment company (as defined in Section 67(c)(2)(B) of the Code); and II (ii) _ A commingled fund in which the City and any related parties do not own more than 10 percent of the beneficial interest in the fund. II (d) For a Guaranteed Investment Contract, a broker's commission paid on behalf of either the City or the provider is not a Qualified Administrative Cost to the extent that the commission exceeds the amount set forth in Section 1.148-5(e)(iii) of the Regulations. Section 7. Records;Bond Counsel Opinion. (a) The City shall retain all records with respect to the calculations and instructions required by this Letter for at least 6 years after the date on which the last of the principal of and interest on the Series 2000 Bond has been paid, whether upon maturity,redemption or acceleration thereof. (b) Notwithstanding any provisions of this Letter, if the City shall be provided an opinion of Bond Counsel that any specified action required under this Letter is no longer required or that some further or different action is required to maintain or assure the exclusion from federal gross income of interest with respect to the Series 2000 Bond, the City may conclusively rely on such opinion in complying with the requirements of this Letter. {25658/001/00418613.DOCv3} Exhibit B-8 Section 8. Survival of Defeasance. Notwithstanding anything in this Letter to the contrary, the obligation of the City to remit the Rebate Requirement to the United States Department of the Treasury and to comply with all other requirements contained in this Letter must survive the defeasance or payment of the Series 2000 Bond. Very truly yours, BRYANT MILLER OLIVE P.A. Received and acknowledged: City of Zephyrhills,Florida By: Its: City Manager Dated: March 9,2010 {25658/001/00418613.DOCv3} Exhibit B-9 APPENDIX I Spending Exception to Rebate (a) Generally. All, or certain discrete portions, of an issue are treated as meeting the Rebate Requirement of Section 148(f) of the Code if the spending exception set forth in this Appendix is satisfied. Use of the spending exception is not mandatory. An issuer may apply the Rebate Requirement to an issue that otherwise satisfies the spending exception. (b) Six-Month Exception. An issue is treated as meeting the Rebate Requirement under this exception if (i) the gross proceeds of the issue are allocated to expenditures for the governmental purposes of the issue within the six-month period beginning on the issue date (the "six-month spending period") and (ii)the Rebate Requirement is met for amounts not required to be spent within the six-month spending period (excluding earnings on a bona fide debt service fund).. For purposes of the six-month exception, "gross proceeds" means Gross Proceeds other than amounts (i)in a bona fide debt service fund, (ii)in a reasonably required reserve or replacement fund, (iii)that, as of the issue date, are not reasonably expected to be Gross Proceeds but that become Gross Proceeds after the end of the six-month spending period, (iv)that represent Sale Proceeds or Investment Proceeds derived from payments under any Purpose Investment of the issue and (v) that represent repayments of grants (as defined in Treasury Regulation Section 1.148-6(d)(4)) financed by the issue. (c) Expenditures for Governmental Purposes of the Issue. For purposes of the spending exception, expenditures for the governmental purposes of an issue include payments for interest, but not principal, on the issue and for principal or interest on another issue of obligations. {25658/001/00418613.DOCv3} Appendix I-1