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--_____� _____._ ... .- - -- -- - - , - ' .. _ • 69 � Transfer taxes.-- -- - _ #1203 1,185 23 518 62 - -- -- - - - -- - -- -- - ----• -- ' . - ,;� , Charges That in Total Cannot Increase Mora Than 10'Io HUD Ltne No. GO°d�°� NUp Goyemment Recordin Cha_rt' s.__ �� --"-- - -�""` - � - -- - - `- _ . _ EsGrrsafs , �-_- �. #f209 232 50 713 50 — - -- - - - --- - ---- - . . . _lspraisal Fee___ - Tax 8ervice — ----- ---- -- ------ -- --- - - -- --- -- ---- - - - - #804 51d 00 510�30 -- - -- .._ �__ --. _ Flood Certifcatian � �� -- -----" `- �8� _ fi9 Ofl 5�.64 --- - -----_...-- - ----- — -- --- � -- -- ---- •-- - - - - --- -- -- - _#807 _ 5 75 5,75 Mortgage_Insurance Premium___ � --�-- "- � "- - - ---._. ----�- -- --- ,--. -____ _ .. . _ _ ._ . #902 _ _ 1.6f9.50' _ 161550 - - - ----�- _ Total 2,�36.75 _ _ Zt317.75 - -- -------- ---- --- --- --- --�- ---- _ --____---- _Incre:sebetwaenGFEandHUDGhar�es _ -l19.00 -4.D8'Ia , - - � --- ---• ---- ---- --- --- Charges That Can Change - -- - - - -- - -- ---- - - Good Fafth �� - - ' HUD Line No. �s�� HUp � Initial deQosit fo�our_escraw account � � - -�- " '� -- -- - ---- - #�Q�� - 9Qg�2 �4� 83 Daily interest-,NON_E„__ - -- --�--- - -------.•�- _Homeowner's Insurance .'_..___ _____ _-- ----__. -.------ -- _-w -- � - - �- #901 � 10 64 0 00 TiNe seniices,and lender's title insurance � � " - ' ' '--- - #�03 1 348 08 � - 1 348 00 _Owner's Title Insurance � --��__ — - ^-� _ - -.- , _ _ _ .__ #1101 984 98 97B d2 Surv_ey----- -- - --- -- - - —- ---- -�- --- - --- - - --- - #1103 53d 75 - 557 43 -- ---- - � - '- -- -- _ .- -. -- _ #1302_ 32S 00 325 GD oan Terms i -—---_..___.__ _ Yourinitiai_loan_amount_is__ _ �---- - "` "`� � -..__._. ..-.._. -- _ ;_594,162 00 � � ^ ' -- --_� . � ' Your loan term is __ _ "------ - _ - J ---- --- ---- - Your initfal interest rate la -�-- -- - - _ .30.years - � Your inittat monthly amouni owed for principal,(nterest,and �$521591 Includes - - � any mortga8e fnsurance ls #[X j Principal • I X]Interast an your Intereat rata riseY ~ - - - ---- - '.LX j Mortgage Insurance `on �No. [ j Yes.it can rise to a maximum ot °!�.�e f��„�N De � and can change again every 8n� Every change date,your interest rat�can increase or derrease py c�, (�� r the Ide of the loan,your interest rate is guaranteed to never ba L01�1�R fhan Fven if you make payments on Yime,can your loart balance "� °�0 or Hl_GHER than %, �se7 .(X]No. ( j Yes,it can rise to a maximum at 3 iven if you make payr�tents on time,can your monthly � � X - --- -- - - - rnount owed for principal,lntereat,and mort a e � �N0• � 1 Yes,fhe first inarease can be on and the mcmthiy surance risa? g g :amounf owed can rise to 3__, oes your loan have a prepryment penaltyl_ � -- - Th�maximum it can ever rise to is S ,. ( ea your loan have a bailoon payment7 � - - ��X j No. [ j_Yes,your maximum prepayment penalty is 5 � :(X j No. [ j Yes,you have a balloon paymenl of S_______dU8,n �tal monthiy amount owec►�fncluding escrow a�ccount •-years on , _ yments ( ]You do not have a monthfy escrow paymeni for items,such as propQrty �taxes and homeovrner's insurance,You must pay these rtems drrecfty ypUr�y [X j You have an additional monthly escrow payment a(5176 14 Ihat res�ifs�n a total IniUal monfhly amount owed oP g697.54 Tryis InGudes prmppal.�ntetesf arty mortgage Insurance and any ilems cfiecked below (X j Property taxes � � ( j Flood insurance � � :If you have any quesGons about the Sett)ement Charges end I.c a�Te ms isted on h s form,p{easetcontact your tender I