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�. • • � • <br /> Total df Payments.7otal you will have paid after Appraisal <br /> you make all payments of principal,interest, If the property was appraised for your loan,your lender is required to <br /> mortg�ge insurance,and loan costs,as scheduled. $175,356.49 g�ve you a copy al no additional cosf at least 3 days before ciosing. <br /> il If you have not yet received it,please contact your lender at the <br /> info�matiori listed below. <br /> Finance Charge.The dollar amount the loan will $79 901.49 Contract Details <br /> cosf yli u. See your note and security instrument for infortnation about <br /> •what happens if you faii to make your payments, <br /> Amou,lnt Financed.The loan amount available after •what is a default on the loan, <br /> payin�your upfront finance charge. $92,760.75 •situations in which your lender can require early repayment of the <br /> � loan,and <br /> •the rules for making payments before they are due. <br /> Annul !Percentage Rate(APR).Your costs over <br /> the lo�n tertn expressed as a rate.This is not your Liability after Foreclosure <br /> intereii t rate. 4.853°lo If your lender forecloses on this property and the foreclosure does not <br /> cover the amount of unpaid balance on this loan, <br /> Total Ilnterest Percentage(TIP).The total amount ❑ state law may protect you from liabiliry for the unpaid balance.If you <br /> of interest that you will pay over the loan term as a refinance or take on any additional debt on this property,you may <br /> per i�tage of your loan amount. 71.869% �ose.this protection and have to pay any debt remaming even after <br /> foreGosure.You may.waril to consult a lawyer for more information. <br /> IK: state law does not protecty ouu from liatiility for the unpaid balance. <br /> Refinance <br /> Refinancing this foan will depend on your future finanaal situation, <br /> the property value,and market conditions.You may not be able to <br /> refinance this loan. <br /> QueStlons? If you tiave queslions about Qie <br /> loan tertns or cosis on this fortn,use 1he contact Tax Deducdons <br /> Information betow.To get more information If you borrow more than this property is worth,the intere§t on the <br /> or make a complainl,contact the Consumer loan amount above this property's fair rtiarket value is not deductible <br /> Financial Protection Bureau at from your federal income.taxes.You should consult a tax advisor for <br /> www.consumertinance.govlmortgage-closing more information. <br /> . . . <br /> Leniier Mongage Broker Real Estate Broker(By Real Estate Broke�(S) .Settlement Agent <br /> Na e Universal American Bingham Realty BERKStiiRE Buyers Title,Inc. <br /> Mortgage Company, HATHAWAY <br /> I.I,C <br /> Ad ss 4600 W.Cypress Street, 38070�DAUGHTERY 1830 BRUCE B 100 NW 70th Avenue <br /> Suite.a65 ROAD DOWNS BLVD. Ste.100 <br /> I TAMPA,FL.33607 ZEPHYRHILLS,FL WESLEY CHAPEL,FL PlantaGon�FL 33317 <br /> 33540 33540 <br /> NMLS ID 1058 <br /> FL Llcense ID 1106080 170101 CQ236513 D005069 ' <br /> Co�tact Adam J.Mervine Aaron Tadlock PATTY HURLBURT Liz Miranda V <br /> Co tact NMLS ID 208396 <br /> Coltact 208396 SL3195440 SL698374 � <br /> FL icense.ID ' <br /> � •- ---� •. --- - .._._�.--- .._�_._.�....._. <br /> Eml il adammervine@eagteh aaron@binghamrealt phurlburt@bhhsflor liz.miranda@buyers <br /> m.com yinC.com idaproperties_com title.com <br /> Ph�ne (813j 261-7900 (813)312-6085 (813)997-0864 (954)915-8450 <br /> . . <br /> By"igning,you are only confirtning that you have received this form.You do not have to accept this loan because you have signed or received <br /> this form. <br /> I <br /> � � o� 0�- 12oL� �%" � ` ��u _ o � � <br /> � ���.---- l _- -- . . _ ..�� <br /> Ka�D Kingery Date Fay I i gery Date <br /> CL�SING DISCLOSURE P E 5 OF 5 •LOAN ID q 0002842870-40 <br /> Vvo ters Kluwer Financial Services 2016090115.1.1.3176-N20151124Y 0002942870 0312016 <br /> � <br /> _ .�_ _ __--------—_��» <br /> I ------ -------- __---- -- <br />