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This form is a statement of final loan terms and closing costs.Compare this <br /> Closing Disclosure documentwith yourLoan Esrimare. <br />, Closing Information - Transaction Information Loan Information <br /> Date Issued Borrower Angela R Stone Loan Term 30 Yeafs <br /> ClosingDate 7/31/2017 7251 Ashland Drive Purpose Purchase <br /> Disbursement Date 7/31/2017 Zephyrhills,FL 33540� Product Fixed Rate <br /> SettlementAgent FLORIDA ABSTRACT& seller Nexgen Coastal Investments LLC <br /> File# 17-5349 Loan Type ❑ Conventional ❑FHA <br /> Property 7251 Ashland Dr. FL ❑ VA ❑ <br /> Zephyrhills,FL 33540 Lender Commerce Home Mortgage Loan ID# 1660096754 <br /> SalePrice $128,000 MIC# <br /> See attached page for additional information <br /> , .,. ..<. -, .. _ . _ . .�_- ,_<., ^:y , . <br /> �:Can�this aitio'unt�increa'se°after�closing?'�.>. :;.'�`` <br /> Loan Amount $102,400 <br /> Interest Rate 4.500% NO <br /> Monthly Principal&Interest $518.85 NO <br /> See Projected Payments below foryour <br /> Estimated To[al MonthlyPayment <br /> r:Do;esthe`loan`have:'these..featu"res?' � , > `i�. '=; <br /> . .. .:____..... �;� . . _ .. �.,;:..._ : ..:.z�_.-- ._�..-�,.,.:� .__ ._,_>. . ..,. .. ,,.-, ..... <br /> Prepayment Penalty NO <br /> Balloon Payment NO <br /> . . � <br /> ,, ..,�„ ,,.�:,m;,.... ,x, <br /> .. .: ....� ,� .. . . <br /> , ,�. ,.>. ,.=- - ,�s�„ :F;;r > . , ,,. -� � <br /> ., . ,�' <br /> ,P.'" - <br /> a' ment. 1 <br /> Ca culation�� . <br /> , ., . <br /> . ... ,,..: <br /> , ;:; <br /> Y ` " <br /> .:_- :.:: <br /> .. ' <br /> . . ..... . y ... - , :.., ,.. �., . -- -- - <br /> ; �... . . . ....>, .:.,.,_ <, - - <br /> ��.Yearsx�1<.:3_0>:° <br /> ,.�. - -.. , <br /> . .. _ _. ..... <br /> ..:... : ... :... . --=... <br /> $S 18.85 <br />, Principal&Interest <br /> Mortgage Insurance + $0.00 <br /> Estimated Escrow + $240.27 <br /> Amount Can/ncrease Over Time ' <br /> EstimatedTotal $759.12 <br />, Monthly Payment <br />' This estimate includes In escrow? <br /> Estimated�Taxes,Insurance �PropertyTaxes YES <br /> &Assessments $2q.Q.2] �Homeowner'slnsurance YES <br /> AmountCan InueaseOver Monthly ❑Other: NO <br /> Time See Details on Page 4 See Escrow Accoun t on page 4 for det6ils.You musr pay for orher <br /> property costs separately <br /> � . � <br /> Closing Costs $(,715.75 Includes$3,308.00 in Loan Costs+$3,408.75 in Other Costs— <br /> $1.00 in Lender Credits.See page 2 for details. <br /> Cash to Close $20,940.�4 Includes Closing Costs.SeeCalculaiingCash[oC/oseonpage3fordefails. <br /> CLOSING DISCLOSURE PAGE 1 OF 5•LOAN ID#1660096754 <br />