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LOAN#:1660096754 <br /> (H) "Riders"means all Riders to this Security Instrument that are executed by Borrower.The following Riders are to <br /> be executed by Borrower[check box as applicable]: <br /> ❑Adjustable Rate Rider ❑Condominium Rider ❑Second Home Rider <br /> ❑Balloon Rider ❑Planned Unit Development Rider ❑Other(s)[specify] <br /> ❑1-4 Family Rider ❑Biweekly Payment Rider <br /> ❑V.A.Rider <br /> (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br /> administrative rules and orders(that have the effect of law)as well as all applicable final,non-appealable judicial opinions. <br /> (J) "CommunityAssociationDues,Fees,andAssessments"meansalldues,fees,assessmentsandotherchargesthat <br /> are imposed on Borrower or the Property by a condominium association,homeowners association or similar organization. <br /> (K) "Electronic Funds Transfer"means any transfer of funds,other than a transaction originated by check, draft,or <br /> similar paper instrument,which is initiated through an electronic terminal,telephonic instrument,computer,or magnetic <br /> tape so as to order,instruct,or authorize a financial institution to debit or credit an account.Such term includes,but is not <br /> limited to,point-of-sale transfers,automated telier machine transactions,transfers initiated by telephone,wire transfers, <br /> and automated clearinghouse transfers. <br /> (L) "Escrow Items"means those items that are described in Section 3. <br /> (M)"Miscellaneous Proceeds"means any compensation,settlement,award of damages,or proceeds paid by any third <br /> party(other than insurance proceeds paid under the coverages described in Section 5)for:(i)damage to,or destruction <br /> of,the Property;(ii)condemnation or other taking of all or any part of the Property;(iii)conveyance in lieu of condemna- <br /> tion;or(iv)misrepresentations of,or omissions as to,the value andlor condition of[he Property. <br /> (N) "Mortgage Insurance"means insurance protecting Lender against the nonpayment of,or default on,the Loan. <br /> (0) "Periodic Payment"means the regularly scheduled amount due for(i)principal and interest under the Note,plus <br /> (ii)any amounts under Se�tion 3 of this Security Instrument. <br /> (P) "RESPA"means the Real Estate Settlement Procedures Act(12 U.S.C.§2601 et seq.)and its implementing regu- <br /> lation,Regulation X(12 C.F.R.Part 1024),as they might be amended from time to time,or any additional or successor <br /> legislation or regulation that governs the same subject matter.As used in this Security Instrument,"RESPA"refers to all <br /> requirements and restrictions that are imposed in regard to a"federally related mortgage loan"even if the Loan does <br /> not qualify as a"federally related mortgage loan"under RESPA. <br /> (Q) "Successor in Interest of Borrower"means any party that has taken title to the Property,whether or not that party <br /> has assumed Borrower's obligations under the Note and/or this Security Instrument. <br /> TRANSFER OF RIGHTS IN THE PROPERTY <br /> This Security Instrument secures to Lender:(i)the repayment of the Loan,and all renewals,extensions and modifications <br /> of the Note;and (ii)the performance of Borrower's covenants and agreements under this Security Instrument and the <br /> Note.For this purpose,Borrower does hereby mortgage,grant and convey to MERS(solely as nominee for Lender and <br /> Lender's successors and assigns)and to the successors and assigns of MERS,the following described property located <br /> in the County of Pasco <br /> [Type of Recording Jurisdiction] [Name of Recording JurisdictionJ: <br /> SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF AS"EXHIBIT A". <br /> APN#: 35-25-21-0050-00000-0300 <br /> which currently has the address of 7251 ASHLAND DR,Zephyrhills, <br /> [street][ciry] <br /> Florida 33540 ("PropertyAddress"): <br /> [Zip Code] <br /> TOGETHER WITH all the improvements now or hereafter erected on the property,and all easements,appurtenances, <br /> and fixtures now or hereafter a part of the property.All replacements and additions shall also be covered by this Security <br /> Instrument.All of the foregoing is referred to in this Security Instrument as the"Property."Borrower understands and <br /> agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument,but,if necessary <br /> to comply with law or custom, MERS(as nominee for Lender and Lender's successors and assigns)has the r(ght:to <br /> FLORIDA—Single Family—Fannie MaelFreddle Mac UNIFORM INSTRUMENT Form 30101l01 It11t1aIS: <br /> Ellie Mae,Inc. Page 2 of 10 FLEDEED 0515 <br /> FLEDEED(CLS) <br /> 07/2812017 12:08 PM PST <br /> f. <br />