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<br />MURPlfV <br />USA. <br /> <br />January 6, 2006 <br /> <br />One Point Financial LLC <br />2662 Holcomb Bridge Rd., Suite # 322 <br />Alpharetta, GA 30022 <br />Attention: Kevin Muller <br /> <br />Subject: A TM Agreement <br /> <br />Dear Mr. Muller: <br /> <br />This letter is formal notice that Murphy Oil USA, Inc., has agreed to the <br />following: <br /> <br />1. The Master Lease Agreement, dated August 22, 2005, between <br />Murphy Oil USA, Inc., and One Point Financial LLC. (Master Lease): <br />and, <br />2. All subsequent subleases entered into by One Point Financial LLC <br />as sub-lessor with sub-tenants who complete the A TM machine <br />obligations of One Point Financial LLC as provided and <br />contemplated in the Master Lease. <br /> <br />One Point Financial LLC is entitled to rely on this letter to carry our terms of <br />the Master Lease and enter into sub-leases One Point Financial LLC <br />deems necessary to satisfy its obligations under the Master Lease as long <br />as those obligations follow the intent as well as the letter of the Master <br />Lease. <br /> <br />If you have any questions, feel free to contact Bill Deich!er, Manager, <br />Financial Services (870) 881-6818. <br /> <br />,~ . <br />///1 ,/ / /- <br />.." ~ ~/&/..--(../'rr- <br />Paul Wells <br />General Manager, Retail Support <br /> <br /> <br />~i~~ <br />m:'lZ~~uupI!;';JINJ <br />~ 1I1111OJ ~ ~(ClIId .<iBIoH <br />q1>>Dl "W=I <br />(870) 864-6440 <br /> <br />MURPHY USA <br /> <br />Paul Walls <br /> <br />PauL Walls@murphyoilcorp.com <br /> <br />v/2:d <br /> <br />l2000SLnSl :0.1 <br /> <br />:wo~~ ~S[:60 9002-!!-N~r <br />