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:curDate > <curTime >Work Comp Associates Inc.Brian A Padgett <br /> IMPORTANT <br /> If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement on this certificate does not <br /> confer rights to the certificate holder in lieu of such endorsement(s). <br /> If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A <br /> statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br /> DISCLAIMER <br /> The Certificate of Insurance on the reverse side of this form does not constitute a contract between the issuing insurer(s), authorized <br /> representative or producer, and the certificate holder, nor does it affirmatively or negatively amend, extend or alter the coverage <br /> afforded by the policies listed theron. <br />