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<br /> • Aq3i I d 7= • -17 P '#8
<br /> i 5upplemental Addendum. FaeNo.Tr-7�•�=i�ess3s
<br /> I 8oa8wGlC6Cnt �piam St'rode.
<br /> I Pro Address.6740 Bass�wod Cir
<br />' Ci Za h ttu'Ils CWar 'Pasw� Stalo FL L Code 33542
<br /> leoder Mort a e Banki AssoaatesNA !
<br /> impad on mtuketabi6ty or corxiition rating,Mo wartamy,ar puaranteo of tho.propnrty to Cliunl dr Irrterxicr Usor is frt�lied by tho apprnisers
<br /> observation ottha propertyi or apptaisal compWtod on 1he pcoperty.Ttic appra(ser.has rro i�ormaflon as ta presaixe.of Chinese Ory�va11 in
<br /> Iwmo.Ail�eoogriacd negati+m property condiGon's woio stated in ths ropert.AIl systems;roofing,and'struclufe ara dasuibed wiWn Ihe
<br />, appraisal roport basiid on observed co�x6tiora
<br /> Ttw appraisgf ineaSurBd the improvem&}ts arouM the extefwr Ot lhe home wiit�meas�9einents to cilhar 1/4 foot ar 1/2 foot as consldered
<br /> appropdate.'Mo1�i tapo.measure wa§used.'Garaga nMi ottier spaces erti also measured�o Ute same lechNquo.Gross U+nng Araa
<br /> Yneesured tor subeJct is basetl.on tha definitfon�anniaMao.'The mosl wmmo�comparison lar.one-famdy ptopertles(itr,(udirg urrts in
<br /> PUD,+coMortdrcum,'or eoope�aliva projncts)'is.obove-grode grCss 6vhg area.Tha appr�iso�rtu�st tio urislstont when lio or ahe catculates
<br /> snd repoAs the finished atioee-grede reom count'end lhe,squa(e'feeto(gross liNrg"area that{s abo�e-grada.Far units in condominiwn a
<br /> cooperalive projeols,tho appraiser should usa inlefiar'pe�rr�eter wti`I dimensions to caicutate ihe gross fi�iiig erea.In atCother i�stances,lt�
<br /> appraiser shoukl iso iho eberiw,b�alding dimensions per.ftoor lo'caiculate�he atroi�g�ade groes frvin9 suca of a pmpsrty.Oniy finished
<br /> ub6ve�grcxfe 3feas should li9 used--garages and baseineras{including ltwse ihat are partisUy�abo�-gfode).6twtdd not bo ii�dudeil.Wo
<br /> considar a Ievai lo bn he{ow-grada if arry portion of it is b61ow-�ado-regardloss ot Ihrr qua&ry ot iis Ynish'or the wirrclow area of arry room.
<br /> Theretore;e walk•out baseme�t with finished rooms wo�dd tat bo inckxled In the attove-grade.room count: �
<br /> Cfient ts advised to have�arry end aq tests they consider oppropriale;by Home Inspectars,Structural Pest cuntrol ir�pectors,coniractors
<br /> qtiatif�d to do slrudore,rooMg,sldng,eleatrical,piurtdrirx,�.§e�ver and septic system�teachfi�d or weG inspections..These tectra�al
<br /> I�upeations aro boyoM tho Gcensa,tev�el o(an nppraisor`s lieenso:Tfro npprniser does rat warrant ar guarentae futura fu�ciiansl comfiUons
<br /> af the improvements;systems,and equtpmenl.
<br /> CornliUon o1 lhe Property
<br /> CoMinued(ram Conditlon ot tha Property:fealwos to majority in market bcation:
<br /> Satefiro�ster History Research Coinmenis
<br /> The apptaiser utiGzed MIS,pubC�c recards and other services identified'if used.to ideMify ptior Iransfecs of subJect inat IeasCthe Wst
<br /> 36 inont}is prior to-tFw Effective Dntrs o(Vatue:Tronstars tndicate would bo from public reuiMs data.Salos and ottwr transfers aro fndicatod.
<br />� Su�joct Transfertoil With(n Past Ttreo-Yeurs:Data Souroo.
<br /> Apprais@r uY�Gzed MLS,pubC�c�ecords.or arwiher sowce tor research as to d�15.Ooc�rnent numbers as to transter.doaurrient nunbor
<br /> are steteil besed'on pubfist�ed intormatfon,ldentifiehle MILS n�m6ers thet iveie ava�etile am tndicatad as tn i�ansters oi subject:
<br /> Daia Sowcc(s)fa Campambk S51os Trens[ar FGstory
<br /> Approtsearevftiwed.sales end IronsTer history of oomparabfu saios.Appraisw has tliscbsed al!3ndicated iranstars ai comparabie sales used for at
<br /> least 12'moMhs piior io date ef.eurcont date oi 5ala.Date ot Sale was irrdicated based on known.conUact daios(rom MLS dala.This
<br /> is suppbned by MLS.deta and�vhen necesa�ry.by othe�swudos�vhene�r a+ralabie.
<br /> �ffective Oate oi Data Satuces
<br /> AppraistiGutiized p�lic records,and indicates dates(rom the sa�rce..0lher sourcas used wodd he ldentified tn Iho report.
<br /> Cb�noius on Sal�s Campurison
<br /> Typn of tinancing and'coneQssicns typical lo araa wvro considered in oonelustais.ThEi"basts of riiarket irdormation,inGwfug changinp.
<br /> irends.Is baspd on MLS data,paiied satas data tivhen avaiiabie,and generai Irend Catn.Ecommic data iridicates onyiato,of chango in,prior to,
<br /> current marfcet per3ods,Market data is frorri the'senw markot area&c6mpeGG�e market areas neef subjoct.DOM is an indicato�ot Days On
<br /> Merket from Gst'mg to 6onUaei dato.Sa1os iilormetlon(rom MLS.indicrdas with rv�rt+ber 6stod in tlw Datn nnd/oc Ve�ificalian Sourcos.Theso woukl
<br /> be indicated as uerifled vrilh MLS dats&irdicetes sales a9 dosed.PJI sales w¢ro verifred as dosed.Doc tf'S wero pravided when avaitable.
<br /> eonfrming Vansfer of o�vnership.Appraiser considored current madceting Ironds,cu�rent Gst�gi tor'salo,ponding sslas arxi oliwr iMormaiion.
<br /> Prinr markal indtcutors(rom At least tha tast:l2 monttis wero atsa consfdered in'da1a.Type af fi�andnp antl concessiorts typical to aroa were
<br /> ,ccnstderod.Ttw 6asis of market inlormaiian,inci�x6ng charn,�[pg Irentls,Is tiased on MLS data,paired sales rJata vrficro ava�"labte,and'genera(
<br /> I trend data;neivspaper arllcJes in the area.Ecorwinle data indicates ary iato of charfg¢inprior to current market pe6ods.Markel data'is froiq tts�
<br /> sama rriarkeYarea&competilive market ereas near subjecL �
<br /> Nunbers of Compa�rbie IiSiiitgs,pending soles arxi comparabtc sates indicated are fiom ML3 d3W:Ttaso are propedies cansideted
<br /> competitiv¢and comparab[a lo s�b]ect considQ�ng tha concept ot subsGtutian.Ttiese ss6es ere trum 1ho area cronsiUere�l aslFoe
<br /> comgeQtivo neiphborfiood to subjects lacatfon.l'Eie appraiser hes iridtWed in the narral'rva.repori saoGons reasonEiig tot.the ctwlces ot tho
<br /> data uGl�d by appraiser;Thzse are bcatanally pro�rNry as passihie and mosi current in markeiing.6me as poss�le,based on data
<br /> ,svaitablo to the appraiscr.
<br /> O�h1 fs nn indicolor,of Days.On Market irom tisting to conlraci date.Sales 1Normation trom MLS indiwtes with�mbet Csted m tho Oata
<br /> and�or Verificalion Saurces.Thesewodd ba ircficated as verded viith MLS dala`8 itdieetes salas as dosnd.AJI sales were.verN'�ed ns '
<br /> ebsed.Doc#'s were'provided wl�n availaWe:cti�rtnirig tiansfei nf owneishfp.
<br /> Per UAD aiCeiia the dosing date iu montlt and yQer and co�drect data 1n manih ere-yesr are Ststed in the grid date.The inartth;day end
<br /> ynar W theso i�iptors aro from MLS.�
<br /> Those sales used irdicsted fram the hest hsdCators tram witt�n Sates dala ia competititie neighhortwod marketirq aree.AA sales haw
<br /> sen�ar IocaGon con'.s3derafionsvrhen pass�le.Ma�Cei data iridicaled'MLS.dala avallable fo fhe appraiser:MLS;MLS data repo4s,study of
<br /> irclica�es sales Irend in area.Apprafser consWarod current market(ng trends,cirrem fislings fat sale,pending sales a�d other information,Ptior
<br /> markoi i�c.•itors trom at teast tlio lazt:l2 mordhs wuro'atso consitlered in data.To�he hE,s1 ot.ihu appraisers knavWdgo,the mnrkef data
<br /> preseiited a�uJ used in thEs report represents the mast releVanZ ilata apptoaielo(or tho anatysis and ualua�iori of the subject property.
<br /> Conctusioa Tl�eppraiserconsidered Ihe sales daie u;ed In tfte report aM salas data fcnimvcd dudng the anaysis,The staied valve is
<br /> canskleced ttast rePresentaiive of the predomirent value tnaicetoc for suh�ecl tn the cvrent maBot.7ha renqe indicators tirere consideicd.
<br /> and piacemenl of value,was made retteclirrg ll�bas(overeli�alve indicator.Plau,manCof valuu cansidere0 aU racognii4d eeonorric selos
<br /> comparison marketfrg factors:The apprafser baseil Ih¢cotxtuslon of;4alue an Ihe 5ales Comparison A{�proach duo to the marlietkfg ilata
<br /> suppatlrs8 itie best ind{onlar'o(valur+,cnm{wred to ihe ottier approaches to value.Markel datawas availabin wherein the indcptor of a
<br /> tiuyets and se8ers Interectfon in reactiag a convact price.'unaffeUed 6y concession4,��ras considarad most refiab{e 6y tho appraisor.
<br /> Cosl approach to value was considerea by tt�e apptaiser.with conclusion ot releyancy iodrcated in ttw repart.The incomo approacti to.value
<br /> Farm TADD—'WinTOTAL°appraisa]so€�va�e by a la mode,inc:—1-80Q•ALAfAODE'
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