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<br />Subsidence Investigation <br />Mathew/ Aley Rental Property <br />Claim No. 223968 <br /> <br />BCI Project No. 03-15564 <br />November 2007 <br />Page 2 <br /> <br />2.2 Site Inspection and Damage Assessment <br /> <br />A site inspection and damage assessment of the Mathew/ Aley Rental Property was conducted by BCI on <br />September 20, 2007. The inspection and assessment consisted of preparing a site map and inventory of visible <br />cracking and settlement distress to interior and exterior portions of the house, with photographic documentation of <br />relevant features. An interview with Mr. Frymyer, the current tenant, regarding the history, type and extent of <br />damage was also conducted during the site inspection. Selected photographs of the property are provided in <br />Appendix A. <br /> <br />In the interview, Mr. Frymyer reported that a ground collapse developed below the front porch slab <br />approximately 2 weeks prior to our inspection. He further reported that the floor in the garage slopes to the <br />northwest and water seeped into the garage along the base of the north wall. According to Mr. Frymyer, 5 days <br />prior to our inspection, he patched (with concrete) a separation between the north wall and the floor slab to <br />prevent further water intrusion in the area. <br /> <br />During our inspection of the property, we observed a ground collapse feature below the front porch slab <br />as well as widespread minor cracks in the exterior and interior walls and ceiling. In the garage, we observed a <br />northwesterly slope to the floor slab and a patched area along the base of the north wall. We also noticed that the <br />roof drip edges were not equipped with rain gutters. A summary of the damage assessment is provided below. <br /> <br />Exterior <br /> <br />West (front) wall (photo 1) <br />. Paint-filled stair-step crack at lower left comer of central window and lower left comer of south <br />window <br />. A one foot diameter hole/collapse was observed along and below the western edge of the front porch <br />slab (Photo 2). Below the slab, the collapse feature increased in size to approximately 4 by 5 feet <br />wide, by 3 feet deep. The sides of the collapse were close to vertical (photo 3) <br /> <br />South wall <br />. Paint-filled stair-step cracks at lower left comers of west window (Photo 4) and central window <br />. Paint-filled stair-step crack at lower left comer of east window <br /> <br />East wall <br />. Minor stair-step cracks at lower right comer of central window and at northeast comer of house <br /> <br />North wall <br />. Paint-filled stair-step crack below east window <br /> <br />Interior <br /> <br />Northeast bedroom <br />. Minor vertical crack above south door to utility room <br /> <br />Hallway <br />. Minor crack in ceiling extending north to south <br />. Minor vertical crack at upper right comer of kitchen entry (Photo 5) <br /> <br />South bedroom <br />. Patched and re-formed vertical crack at upper left comer of door <br />. Vertical crack in tile grout line at southwest comer of tub enclosure <br /> <br />Southeast bedroom <br />. Minor vertical crack approximately l/16-inch wide along right edge of closet door <br />