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<br />Subsidence Investigation <br />Mathewl Aley Rental Property <br />Claim No. 223968 <br /> <br />BCI Project No. 03-15564 <br />November 2007 <br />Page 3 <br /> <br />Garage <br />. Paint-filled stair-step crack at lower comer of north window (photo 6) <br /> <br />Timing of Damage <br /> <br />According to Mr. Frymyer, the interior and exterior walls of the house had not been painted since he <br />moved into the house in July 2007. During our inspection of the property, we observed several patched or paint- <br />filled cracks in the interior and exterior walls. Based on this data and our site observations, a portion of the <br />cracking distress developed prior to the most recent painting event. However, we could not determine the precise <br />timing of the cracking relative to the inception data of the insurance policy (September 6, 2006). <br /> <br />2.3 Ground Penetrating Radar Survey <br /> <br />A ground penetrating radar (GPR) survey of the Mathew/Aley rental property was completed in <br />conjunction with the site inspection and damage assessment. The purpose of the GPR survey was to evaluate the <br />lateral continuity of the soil layers across the site. Anomalous variations in the subsurface, if present, may be <br />related to hidden geologic features of interest in our investigation. The GPR survey was completed by BCI and <br />consisted of a grid of 28 transects scanned over exterior portions of the site, at the locations shown on Figure 3. <br />A summary report on the GPR survey is included in Appendix B. <br /> <br />Inspection of the GPR transect profiles indicates the depth of penetration of the radar signal ranged from <br />14 to 16 feet below grade for the transects completed utilizing the 500 MHz antenna, and from 20 to 23 feet <br />below grade for the transects completed using the 250 MHz antenna. On most of the profiles, a series of weak to <br />moderate intensity, continuous, subparallel, horizontal and sinuous reflection events was identified at estimated <br />depths of 7 to 11 feet below the land surface. The reflective horizon may represent the upper surface a subsurface <br />clayey soil unit (clayey sand to sandy clay). <br /> <br />One possible subsurface anomaly was identified in the GPR survey (Feature 1), at the location shown on <br />Figure 3. The anomaly is located in the west yard, and is adjacent to the ground collapse feature below the front <br />porch of the house. The anomaly is characterized by a zone of shallow disorganized reflective patterns and <br />associated deeper signal penetration, and is interpreted to represent a shallow zone of disturbed soils and <br />discontinuity within the underlying subsurface soil layers. <br /> <br />2.4 Hand Auger Borings and Test Pit Excavations <br /> <br />Four shallow hand auger borings, HA-1 to HA-4, were completed during the site inspection and damage <br />assessment, at the locations shown on Figure 2. Boring HA-1 was located along the south edge of the entry slab, <br />adjacent to the ground collapse feature, and was advanced to a depth of 7 feet below grade. Boring HA-2 was <br />located along the south wall of the house and was advanced to a depth of 7 feet below grade. Boring HA-3 was <br />located along the east wall of the house and was advanced to a depth of 7 feet below grade. Boring HA-4 was <br />located along the north wall of the house and was advanced to a depth of 7 feet below grade. In general, the <br />borings encountered a similar soil sequence consisting of variably colored fine-grained quartz sand extending <br />from the ground surface to the termination depth of the borings. The water table was not encountered in the hand <br />auger borings. Soil boring logs are included in Appendix C. <br /> <br />Two shallow test pit excavations, TP-1 to TP-2, were completed, in order to examine the type and <br />condition of the house and bathroom addition foundations. The test pit locations are shown on Figure 2. Test pit <br />TP-1 was located at the southeast comer of the addition and was excavated to depth of 7 inches below grade. Test <br />pit TP-2 was located along the east wall of the house, near the northeast comer and was excavated to a depth of 19 <br />inches below grade. Based on measurements and observations made in the test pits, the house foundation consists <br />of a stem wall supported on a continuous strip footing founded at a depth of 16 inches below existing grade. The <br />